FAQS
What is credit repair?
Credit repair corrects errors or inaccurate information on credit reports
- Helps boost your credit score over time
- We provide education & guidance, showing the same strategies we use ourselves
Disputable items:
- Late payments
- Charge-offs
- Collections
- Bankruptcies
- Repossessions
- Foreclosures
- Child support
- Identity theft accounts
- Incorrect personal info
- & more
How Long It Takes
- Typical timeframe: 30–120+ days
- Complex removals (e.g., bankruptcies) may take longer
Client Responsibilities
- Provide accurate information
- Maintain active communication & submit documents promptly
- Keep credit reporting sites active during services
- Avoid excessive new credit applications
- Make timely payments
Refunds & Money-Back Guarantee
General Policy:
- All sales are final once a dispute is submitted
- Monthly service fees billed after work is completed
- Clients may cancel anytime with no penalty
E-Books & Digital Products:
- Delivered instantly via email
- All sales are final
Credit Repair Services:
- Money-back guarantee if no results within 30 days (no score increase, removals of personal information or updates to accounts/inquiries)
Tax Services:
- All preparation & filing services are final and non-refundable
Important Notes
RGAA Services provides education & guidance, not just services
- We do not guarantee specific results, credit score increases, or removal of all items
- Credit repair is legal under FCRA and complies with CROA
- Correcting inaccuracies and building positive history can improve your score
Getting Started
- Click the “Credit Repair Package” tab or schedule a consultation ($25)
- We’ll review your credit report, discuss goals, and recommend the best plan