FAQS

What is credit repair?

Credit repair corrects errors or inaccurate information on credit reports

  • Helps boost your credit score over time
  • We provide education & guidance, showing the same strategies we use ourselves

Disputable items:

  • Late payments
  • Charge-offs
  • Collections
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Child support
  • Identity theft accounts
  • Incorrect personal info
  • & more

How Long It Takes

  • Typical timeframe: 30–120+ days
  • Complex removals (e.g., bankruptcies) may take longer

Client Responsibilities

  • Provide accurate information
  • Maintain active communication & submit documents promptly
  • Keep credit reporting sites active during services
  • Avoid excessive new credit applications
  • Make timely payments

Refunds & Money-Back Guarantee

General Policy:

  • All sales are final once a dispute is submitted
  • Monthly service fees billed after work is completed
  • Clients may cancel anytime with no penalty

E-Books & Digital Products:

  • Delivered instantly via email
  • All sales are final

Credit Repair Services:

  • Money-back guarantee if no results within 30 days (no score increase, removals of personal information or updates to accounts/inquiries)

Tax Services:

  • All preparation & filing services are final and non-refundable

Important Notes

RGAA Services provides education & guidance, not just services

  • We do not guarantee specific results, credit score increases, or removal of all items
  • Credit repair is legal under FCRA and complies with CROA
  • Correcting inaccuracies and building positive history can improve your score

Getting Started

  • Click the “Credit Repair Package” tab or schedule a consultation ($25)
  • We’ll review your credit report, discuss goals, and recommend the best plan